Bloggers and Freelancers often have to make payments online for goods and services like web hosting and advertisements. Debit cards are not accepted everywhere and owning a credit card is a must in some scenarios. Moreover, with the changes in Paypal terms for Indians, one can’t keep received funds in Paypal account for long. If you have always believed that availing a credit card required stringent approvals at the bank’s end and lengthy documentation procedures, then you are only half right. With the arrival of new Easy Credit cards and virtual credit cards, the process is no more as difficult as it used to be. Virtual credit cards are the safest and best option for most needs. It is an online service linked to your Netbanking account. Whenever you need to pay online, just log in to the online portal and create a credit card for the required denomination. (usually limit is between Rs. 100-50,000 for most Indian banks) The virtual card is safe because it can be … [Read more...] about Easy Virtual Credit Cards for Indian Bloggers and Freelancers
Citibank virtual credit card
Do you live in US or planning to move in near future? You can make free money by learning how to manage credit cards. Your next Hawaii trip can be free if you live in USA, have a regular source of income and good credit history. I learnt how to build credit history Since I was alien for US banks, I had to build their trust in my financial repay capacity, known as ‘credit history’. Banks collect credit report from three companies – Experian, TransUnion, and Equifax. These credit bureau companies keep an eye on all your credit cards and loans. The first step for building credit history was to get a loan from the bank. But I knew that banks are not going to approve me any loan until I had credit history. To break this paradox, easiest way was to get a secure credit card that work like pre-paid card but banks report it as credit card. Let’s say if I pay $500 (as deposit) for getting card then bank will grant me credit limit for shopping upto $500. I have to pay … [Read more...] about How I Made $2500 By Just Signing Up For Credit Cards
You may remember that one of our biggest stories yesterday was the firing of an Old School Runescape employee, Jed "Mod Jed" Sanderson, after improprieties in his behavior were discovered. As a result of his actions and Jagex's promise to pursue legal charges against him, players were concerned that financial and personal data was stolen. However, in a new statement today, Jagex reassures its players that no account or financial data was compromised due to Sanderson's activities. Further to yesterday’s announcement, we can confirm that none of our players’ bank or card details were compromised. We work with an industry-respected, fully compliant third-party payment processor, to purposefully avoid staff having access to players’ full bank or card details. This also applies when players choose to save their details at payment stage for any future purchases. Jagex undergoes regular, third-party testing to ensure we maintain the highest security standards. You can read … [Read more...] about Jagex Reassures Players That No Bank or Credit Card Details Were Compromised
Have you find the process of accepting payment painful? As an entrepreneur without an E-commerce company or a blogger selling eBook, Workshop, online course or anything else, how challenging the process of taking the payment? Of course, there are payment gateways that you can use, but let’s be real: It’s a cumbersome process. For long my process of accepting a direct payment online is by sharing my bank details & the buyer usually transfer it via net banking or direct deposit at the bank. Let’s not ignore the fact that sharing bank detail is not a smart move, as it exposes you to a lot of security risks. This is one reason I always recommended you to use PayPal for online purchases, as it lowers the risk of fraud with your credit card. Well, we all know now PayPal is not a viable option for transferring money within India, and this is where this online solution name InstaPay come into the picture. It would be unwise to call InstaPay as a PayPal alternative, as … [Read more...] about Accept Debit/Credit Card Payment Easily In India With InstaPay
When I go to any bloggers meet or seminars, most of the time it is followed with exchanges of business cards. Sometimes I even get 10’s of cards together. I do carry my business cards too, but I always think we are digital age guys and why do we need to carry one. Instead we should save paper, and use some digital medium to exchange our information’s. It is more like a trend, and few people understand the need of exchanging a business card. I have seen people swapping business cards barely to express their existence within the mob in the meeting. However, certain people understand the implication and distribute their business cards only in the place or situation, when it is needed. They understand when to extend the arm holding a business card and more importantly to whom they are extending their hand. Exchanging business card is surely a good practice, as it cuts down lot of time involved in exchanging information of each other and physical … [Read more...] about Best iOS Apps to Replace Physical Business Card – Save Paper!